a short idea for reform

Scott, I apologize for the delay in getting back to you, as promised, here goes, and please let me know what you think afterwards;

Healthcare:

Force doctors and hospitals to post price lists for routine procedures(office visits, chest x-ray, pap, etc.) This will allow people to shop for what they want. It will also inform the consumer of medical services of their cost.

Incentivise the patient to reduce their costs by a combination of MSA's, and insurance incentives(rebates, etc) for reducing costs.

Medical Tort prelim; here in NH if you wish to sue a government official you have to go to a 491 hearing. It is a preliminary hearing at which you have to show the judge that there is a clear likelihood that you will be able to prove your case, or the judge may dismiss it as frivolous. Do the same for MedTorts. Plaintiff would have to demonstrate likelihood of willful negligence, actual damages, or case may be dismissed. This will reduce torts, and resultant defensive medicine.

State Lines; Allow insurance to be purchased across state lines, are you aware that some states only allow 1 or 2 providers? This reduces competition, couple with this the end of state mandated minimum coverages. If I am a 22y/o male, I should not have to pay for annual PAP smears. This will also allow people to pay privately for routine office visits, and use insurance for the catastrophic events, in order to reduce their insurance costs if they wish. Choice always works!

In the case of someone here illegally, such as is driving AZ. hospitals into bankruptcy, they get stabilized, turned over to ICE, and their embassies get billed for their care. It sounds cruel, but in some states this is the single biggest cost driver.

Taxes:

a FLAT 15% income tax, same for business on net operating income. NO loopholes, deductions, etc. EXCEPT for a generous personal exemption of $12,000/taxpayer, and $7,000/dependent.

Examples:

Family of 4, income $50,000. 2 workers., $50,000- $38,000personal exemption= $12,000 taxable income at 15%= $1,800 income tax. effective tax rate 3.6%

Couple both work gross income $200,000- $24,000 personal exempt. = $176,000 taxable at 15%= $ 26,400 tax. effective rate 13.2%

family of 4, only Dad works gross income $1,000,000- $33,000 personal exempt. = $964,000 taxable at 15%= $144.600 tax. effective rate 14.46%

family of 3, only dad works, gross income $10M- $26,000 personal exempt.= $9,974,000 taxable at 15%= $1,496,400 tax. effective rate 14.96%

This is TRULY fair and progressive, and prevent the politicians from using the tax code to buy votes, and contributions.

Education:

Let your tax dollars go where your kids go. Let the parents choose. This will encourage more parental involvement, it will force schools to provide customer service, and accountability to the parents. Let me explain; If your current school district's budget is $14,000 per kid(budget/enrollment) Then if you decide to enroll your kid somewhere else, you get to take a voucher for 75% of that to your new school. if your new school is cheaper than that, the difference goes back to your current public school. In this manner the current school loses the costs of educating that child, but retains 25% of the compensation for what they are no longer doing. More money to be spent on the other kids, which will hopefully be spent wisely to improve the school the kids is leaving. NO FEDERAL INVOLVEMENT! Education is a state and local issue. It should be close enough to the community that the community can hold it accountable. Instead of STATE and FEDERAL mandated curriculae, have mandated goals for each grade. This is what you need to learn to graduate to the next grade. NO SOCIAL PROMOTION, do the work, or stay back. Moving kids through the system helps no one least of all the kids.

Budget:

STOP BASELINE BUDGETING! Every dept. head should have to justify every dollar every year. If the program is not achieving its goals, it ends! EVERY spending measure should have a sunset clause. If certain objectives have not been achieved by X it dies.

Every line item should be examined, no subsidies for anything; no corp welfare, no green energy welfare, no Ag welfare, No bailouts. NONE!

I know I have left some stuff out, but lets see how this flies. I am donning my flame retardant gear now.